you know what? these guys want to short with impunity, i think the markets want to raise capitol and they have been driven out by this and that makes the market go up and down quickly, the little guy doesn't trade like that. only the hedge funds do. they liked it -- liked it abolished i didn't. patrick? >> caller: yes, let's talk about being diverse, there's three, which ones are the least important that we should use in making a diverse portfolio? >> what i like to do, i use the s&p groupings, for instance, if the financials are say, 15, 16, 17%, there that takes care of that groups, banks, insurers, tech say 15, that is hardware, software. industrials, companies that are cyclical in nature, that is another one, obviously the health care drugs, the foods.